Frequently Asked Questions
- About NETFCU
- Account Questions
- ATM/Debit Card Questions
- Certificates of Deposit Questions
- Checking Questions
- Debit/Credit Card Questions
- Financial Literacy Questions
- General Product and Service Questions
- Home Banking Questions
- Loan and Credit Questions
- Miscellaneous Questions
- Roth IRA Questions
- Security Questions
You do not have to be a member to apply, but you would need to become a member before you close on a loan.
No we do not
You can apply online , or visit one of our locations to apply in person.
To get pre-approved, visit the Loans section of our website here (link to Loans/Applications)
We offer Mortgages, Home Equity Loans, HELOCs, Auto Loans, Personal Loans and Credit Cards. You can view loan rates here and apply online here (link to online loan application)
The federal government requires that each of the three national credit-reporting agencies—Experian, Equifax, and TransUnion—gives you a free credit report every year. You can request a free copy of your credit report by visiting AnnualCreditReport.com.
According to the Federal Trade Commission, the only authorized online source is at annualcreditreport.com. Consumers should be aware that there are many sites out there that claim to offer “free” credit reports but often charge you for another product if you accept the report.
To request your credit report by phone, call (877) 322–8228. To request your credit report by mail, write to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. Do not contact the individual credit-reporting agencies.
