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NOTICE OF CHANGES IN TEMPORARY NCUA INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS: All funds in a "noninterest bearing transaction account" are insured in full by the National Credit Union Administration from December 20, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the NCUA's general deposit insurance rules.

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