We have a responsibility to educate our members about how important good credit is to buy a house, get the lowest rate possible on loans and credit cards, and more. We are providing the link to a web site that provides free annual credit reports to the three nationwide credit reporting companies; Equifax, Experian and Trans Union. Please note, in addition to free credit reports available from each of the consumer reporting agencies, they provide other services for a fee. The free credit reports do not include a point score. Many lenders use a point score to determine credit worthiness or to set interest rates. You can also sign up for a credit monitoring service. These services review your report for new extensions of credit which help fight identity theft.

To obtain your free credit reports Click Here.

AnnualCreditReport.com:
AnnualCreditReport.com processes requests for free credit file disclosures (commonly called credit reports). Under the Fair and Accurate Credit Transactions Act (FACT Act) consumers can request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies. AnnualCreditReport.com provides consumers with the secure means to do so.

The three nationwide consumer credit reporting companies have always encouraged consumers to regularly review their credit reports. AnnualCreditReport.com offers consumers a fast and convenient way to request, view and print their credit reports in a secure Internet environment. They also provide options to request reports by telephone and by mail.

AnnualCreditReport.com is the only service authorized by Equifax, Experian and TransUnion for this purpose. Please note that, as a security precaution, consumers should never provide their personal information to any other company or person in connection with requesting free annual credit reports under the FACT Act. AnnualCreditReport.com will not approach consumers via email, telemarketing or direct mail solicitations.

If you wish to contact the credit reporting agencies directly their websites are as follows.

Equifax

For more information, please visit www.equifax.com.

Experian

For more information, please visit www.experian.com.

TransUnion

For more information, please visit www.transunion.com.

NETFCU is not responsible for the content of third party sites accessed via hyperlinks from this website, nor does it guarantee the products or services offered on third party sites. For your protection, please review the privacy statement of all websites before you provide personal or confidential information.