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 Effective January 1, 2012 | |
| Regular Share Account: | |
| Monthly Maintenance Fee If average monthly balance less than $100.00, fee is $1.00 |
$ 0.00 |
Checking Accounts: | |
| Premium Checking Monthly Maintenance Fee if combined checking / savings average monthly balance less than of $1,000.00, fee is $5.00 | $ 0.00 |
| FREE Checking Monthly Maintenance Fee | $ 0.00 |
| Value Checking Monthly Maintenance Fee | $ 1.00 |
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Returned Check Fee, per check Courtesy Pay Fee, per check |
$25.00 $28.00 |
| Stop Payment Order Fee, per check | $25.00 |
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Premium & FREE Checking Supply Order: Standard checks Value Checking Supply Order (Member checks) |
Free Cost |
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Cancelled Check Copy Fee, per check (Free via Virtual Branch) |
$ 5.00 |
Credit Union Official Check Fees: | |
| Loan Disbursement |
No Charge
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Share Withdrawal (Main Office) Less than $50.00 |
$ 1.00 $ 2.50 |
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Share Withdrawal (Service Center) Less than $50.00 |
$ 1.00 $ 2.50 |
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Telephone Banking, per check Less than $50.00 Share Withdrawal (Mailed), per check Less than $50.00 |
$1.00 $ 2.50 $ 3.00 $4.50 |
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Stop Payment / Replacement |
$25.00 |
ATM/Debit Cards: | |
| Deposit Transaction | No Charge |
| Withdrawal Transaction at 23 Broadway, Arlington, MA | No Charge |
| Withdrawal Transaction at SUM, NYCE, COOP, or Visa ATM's | $ 1.00* |
| Point-of-Sale Transactions (P.O.S.) Choosing Debit and entering your PIN | $ 1.00* |
| Point-of-Sale Transactions (P.O.S.) Choosing Credit and signing your name | No Charge |
| Initial ATM/Debit Card | No Charge |
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ATM/Debit Card Replacement (Lost Card) Overdraft, per item |
$ 10.00 $ 28.00 |
| * Premium & FREE Checking Members: first four (4)/ month free Note: If you use an automated teller machine (ATM) that is not operated by us, you may be charged a fee by the operator of the machine and/or by an automated transfer network. (Gramm-Leach-Bliley Act, a/k/a Financial Services Modernization Act of 1999.) |
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Other: | |
| Returned Deposited/Cashed Check (First Presentation) | $10.00 |
| Returned Deposited/Cashed Check (Second Presentation) | $15.00 |
| Returned ACH Item, per item | $28.00 |
| ACH Item Origination | $10.00 |
| Bill Pay Monthly fee (waived with one bill paid monthly) | $ 5.00 |
| Wire Transfers (Outgoing) | $20.00 |
| Wire Transfers (Incoming) | No Charge |
| Overnight Delivery | $25.00 |
| Subpoena/Levy Attachments | $25.00 |
| Abandoned Property Processing, per account | $25.00 |
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Account Statement Copy, per month (Free via Virtual Branch) |
$ 5.00 |
| Account Reconciliation/Research, per hour | $25.00 |
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Inactive Account Closing Fee (Account balance below $5.00 minimum for several months) |
$5.00 |
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