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Effective January 1, 2012
Member NCUA
Rates subject to change without notice
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Annual
Percentage
Rate |
Annual
Percentage
Yield |
Dividends
Method |
Required
Average
Daily
Balance |
| Regular Savings |
0.20% |
0.20% |
Quarterly |
$5.00 |
| Club |
0.20% |
0.20% |
Quarterly |
$5.00 |
| Premium Checking |
0.25% |
0.25% |
Monthly |
$1,000.00 |
| FREE/ Value Checking |
N/A |
N/A |
N/A |
N/A |
| Money Market |
0.30% |
0.30% |
Monthly |
$2,500.00 |
FIXED RATE SHARE CERTIFICATES* |
|
|
| 6 Month |
0.40% |
0.40% |
Quarterly |
$1,000.00 |
| 1 Year |
0.50% |
0.50% |
Quarterly |
$1,000.00 |
| 1 Year Jumbo |
0.55% |
0.55% |
Quarterly |
$75,000.00 |
| 2 Year |
1.00% |
1.00% |
Quarterly |
$1,000.00 |
| 3 Year |
1.24% |
1.25% |
Quarterly |
$1,000.00 |
| 4 Year |
1.49% |
1.50% |
Quarterly |
$1,000.00 |
| 5 Year |
1.74% |
1.75% |
Quarterly |
$1,000.00 |
INDIVIDUAL RETIREMENT ACCOUNTS IRA |
|
|
| Variable Share |
0.40% |
0.40% |
Quarterly |
$ .01 |
I.R.A. FIXED RATE SHARE CERTIFICATES* |
|
|
| 1 Year |
0.50% |
0.50% |
Quarterly |
$1,000.00 |
| 2 Year |
1.00% |
1.00% |
Quarterly |
$1,000.00 |
| 3 Year |
1.24% |
1.25% |
Quarterly |
$1,000.00 |
| 4 Year |
1.49% |
1.50% |
Quarterly |
$1,000.00 |
| 5 Years |
1.74% |
1.75% |
Quarterly |
$1,000.00 |
*Fixed Rate Share Certificates and IRA Fixed Rate Share Certificates are subject to an early withdrawal penalty equal to 90 days loss of dividends on the amount withdrawn. The Annual Percentage Yield assumes funds remain on deposit for one year. |
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