Effective January 2, 2009
Member NCUA
Rates subject to change without notice |
| |
Annual
Percentage
Rate |
Annual
Percentage
Yield |
Dividends
Method |
Required
Average
Daily
Balance |
|
Regular
Savings |
0.60% |
0.60% |
Quarterly |
$5.00 |
|
Club |
0.60% |
0.60% |
Quarterly |
$5.00 |
|
Premium
Checking |
0.85% |
0.85% |
Monthly |
$1,000.00 |
|
FREE/ Value
Checking |
N/A |
N/A |
N/A |
N/A |
|
Money
Market |
1.49% |
1.50% |
Monthly |
$2,500.00 |
FIXED RATE SHARE CERTIFICATES* |
|
|
|
6
Month |
2.72% |
2.75% |
Quarterly |
$1,000.00 |
| 1
Year |
3.06% |
3.10% |
Quarterly |
$1,000.00 |
|
2
Year |
3.26% |
3.30% |
Quarterly |
$1,000.00 |
|
3
Year |
3.46% |
3.50% |
Quarterly |
$1,000.00 |
|
4
Year |
3.65% |
3.70% |
Quarterly |
$1,000.00 |
|
5
Year |
3.84% |
3.90% |
Quarterly |
$1,000.00 |
INDIVIDUAL RETIREMENT ACCOUNTS IRA |
|
|
|
Variable
Share |
1.49% |
1.50% |
Quarterly |
$ .01 |
I.R.A. FIXED RATE SHARE CERTIFICATES* |
|
|
|
1
Year |
3.06% |
3.10% |
Quarterly |
$1,000.00 |
|
2
Year |
3.26% |
3.30% |
Quarterly |
$1,000.00 |
|
3
Year |
3.46% |
3.50% |
Quarterly |
$1,000.00 |
|
4
Year |
3.65% |
3.70% |
Quarterly |
$1,000.00 |
|
5
Years |
3.84% |
3.90% |
Quarterly |
$1,000.00 |
*Fixed Rate Share Certificates and IRA Fixed Rate Share Certificates
are subject to an early withdrawal penalty equal to 90 days loss
of dividends on the amount withdrawn. The Annual Percentage Yield
assumes funds remain on deposit for one year. |
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