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SAVINGS
INVESTMENT PRODUCTS
REGULAR SHARE (SAVINGS) ACCOUNT
- Required to establish membership in NETFCU
- $5.00 minimum opening deposit
- Convenient free payroll deduction through most employers
- Earns dividends on balances of $.01 or more
- Dividends are compounded daily and paid quarterly
- Voting privileges at the Annual Member Meeting
FREE CHECKING ACCOUNT
- No Monthly fee
- No minimum balance requirement
- Unlimited check writing & deposits
- Free Direct Deposit Services
- Free checks
- Free overdraft protection
- Unlimited Free Debit or ATM transactions at Main Service Center
- Free Telephone Banking
- Free Virtual Branch PC Home Banking
- Pay Bills Online from your Computer (optional service $3.00 monthly)
- FREE Online Check Copies via Virtual Branch Home Banking
VALUE CHECKING ACCOUNT
- Monthly fee, just $1.00 per month
- No minimum balance requirement
- Unlimited check writing & deposits
- Free Direct Deposit Services
- Free overdraft protection
- Unlimited Free Debit or ATM transactions at Main Service Center
- 4 Free Debit or ATM transactions per month at other ATMs/merchants
- Free Telephone Banking
- Free Virtual Branch PC Home Banking
- Pay Bills Online from your Computer (optional service $3.00 monthly)
- FREE Online Check Copies via Virtual Branch Home Banking
PREMIUM CHECKING ACCOUNT
- Interest paid monthly
- Free checks & Free Travelers Checks
- Unlimited check writing & deposits
- Free overdraft protection
- Unlimited Free ATM transactions at Main Service Center
- 4 Free Debit or ATM transactions per month at other ATMs/merchants
- Loan & CD rate incentives
- Free Telephone Banking Service
- Free Virtual Branch PC Home Banking
- Premium
service fee of $5.00 monthly waived for
members with combined Checking/ Savings
balances of $1,000 - Pay Bills Online from your Computer (optional service $3.00 monthly)
- FREE Online Check Copies via Virtual Branch Home Banking
MONEY MARKET
- High rates paid
- $2,500 minimum opening deposit
- No penalty for closing or withdrawing
- Unlimited teller withdrawals
- Dividends are compounded and paid monthly
TERM CERTIFICATES
- $1,000 minimum opening deposit
- Terms from 6 to 60 months
- High rates paid
- Dividends compounded and posted quarterly
INDIVIDUAL RETIREMENT ACCOUNTS (IRAs)
- Dividends compounded and posted quarterly
- High rates paid
- Tax deferred income
- No yearly maintenance fees
- IRA Variable Rate Accumulator
- Traditional, Roth, and Education IRAs available
VIRTUAL BRANCH (HOME BANKING)
- Free, Internet Home Banking available 24 hours per day, 7 days per week
- View your current savings, checking, loan & CD balances
- Transfer funds among your N E T F C U accounts
- Monitor transactions, including recent payroll contributions, checks cleared, dividend payments, etc.
- FREE Online Check Copies
- Pay Bills Online from your Computer (optional service $3.00 monthly)
Click here for Virtual Branch Enrollment Form
TELEPHONE BANKING
- Free touch-tone telephone service available 24 hours per day, 7 days a week
- Call toll free (800) 598-8973
- Hear your balance
- Make transfers
- Confirm that a check has cleared or payroll received
- Request a check to be mailed to you
Click here for Telephone Banking Enrollment Form
SERVICES
DEBIT/ ATM CARD
- Us it as an ATM Card for convenient 24-hour access to your checking account.
- Use it as a Debit Card at any merchant accepting VISA.
- Cards provided free to qualified checking account holders.
- Use at our ATM or thousands of SUM, NYCE, PLUS, Accel/Exchange, and other ATM network machines.
- NO Annual fee.
- Select "Credit" at merchants and no transaction fee
- "Sign and Save/ Pin and Pay" means if you select Credit and sign for your purchases you will not pay any fees. If you select Debit and enter a PIN number you might pay fees.
PAYROLL DEDUCTION
- Free service to members
- Convenient way to transmit funds to your savings or checking accounts, or to pay for a loan or mortgage
- Available through most employers
DIRECT DEPOSIT
- Conveniently deposit funds, and receive immediate funds availability.
- Employer pay, social security, tax refunds, pension, disability, etc.
CHECK 21
- For information regarding CHECK 21, Click Here.
OTHER SERVICES
- Ten convenient Service Centers located throughout New England.
- U.S. Savings Bonds, sold and redeemed
- American Express Cheques, Free to members with checking accounts.
- Wire Transfer Services
