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SAVINGS
INVESTMENT PRODUCTS
REGULAR
SHARE (SAVINGS) ACCOUNT
- Required
to establish membership in NETFCU
- $5.00
minimum opening deposit
- Convenient
free payroll deduction through most employers
- Earns
dividends on balances of $.01 or more
- Dividends
are compounded daily and paid quarterly
- Voting
privileges at the Annual Member Meeting
FREE
CHECKING ACCOUNT
- No Monthly
fee
- No
minimum balance requirement
- Unlimited
check writing & deposits
- Free
Direct Deposit Services
- Free
checks
- Free
overdraft protection
- Unlimited
Free Debit or ATM transactions at Main Service Center
- Free
Telephone Banking
- Free
Virtual Branch PC Home Banking
- Pay Bills Online from your Computer (optional service $3.00 monthly)
- FREE
Online Check Copies via Virtual Branch Home Banking
VALUE
CHECKING ACCOUNT
- Monthly
fee, just $1.00 per month
- No
minimum balance requirement
- Unlimited
check writing & deposits
- Free
Direct Deposit Services
- Free
overdraft protection
- Unlimited
Free Debit or ATM transactions at Main Service Center
- 4
Free Debit or ATM transactions per month at other ATMs/merchants
- Free
Telephone Banking
- Free
Virtual Branch PC Home Banking
- Pay Bills Online from your Computer (optional service $3.00 monthly)
- FREE
Online Check Copies via Virtual Branch Home Banking
PREMIUM
CHECKING ACCOUNT
- Interest
paid monthly
- Free
checks & Free Travelers Checks
- Unlimited
check writing & deposits
- Free
overdraft protection
- Unlimited
Free ATM transactions at Main Service Center
- 4
Free Debit or ATM transactions per month at other ATMs/merchants
- Loan
& CD rate incentives
- Free
Telephone Banking Service
- Free
Virtual Branch PC Home Banking
- Premium
service fee of $5.00 monthly waived for
members with combined Checking/ Savings
balances of $1,000
- Pay Bills Online from your Computer (optional service $3.00 monthly)
- FREE
Online Check Copies via Virtual Branch Home Banking
MONEY
MARKET
- High
rates paid
- $2,500
minimum opening deposit
- No
penalty for closing or withdrawing
- Unlimited
teller withdrawals
- Dividends
are compounded and paid monthly
TERM
CERTIFICATES
- $1,000
minimum opening deposit
- Terms
from 6 to 60 months
- High
rates paid
- Dividends
compounded and posted quarterly
INDIVIDUAL
RETIREMENT ACCOUNTS (IRAs)
- Dividends
compounded and posted quarterly
- High
rates paid
- Tax
deferred income
- No
yearly maintenance fees
- IRA
Variable Rate Accumulator
- Traditional,
Roth, and Education IRAs available
VIRTUAL
BRANCH (HOME BANKING)
- Free,
Internet Home Banking available 24 hours per day, 7 days per
week
- View
your current savings, checking, loan & CD balances
- Transfer
funds among your N E T F C U accounts
- Monitor
transactions, including recent payroll contributions, checks
cleared, dividend payments, etc.
- FREE
Online Check Copies
- Pay Bills Online from your Computer
(optional service $3.00 monthly)
Click
here for Virtual Branch Enrollment Form
TELEPHONE
BANKING
- Free
touch-tone telephone service available 24 hours per day, 7 days
a week
- Call
toll free (800) 598-8973
- Hear
your balance
- Make
transfers
- Confirm
that a check has cleared or payroll received
- Request
a check to be mailed to you
Click
here for Telephone Banking Enrollment Form
SERVICES
DEBIT/ ATM
CARD
- Us
it as an ATM Card for convenient 24-hour access to your checking
account.
- Use
it as a Debit Card at any merchant accepting VISA.
- Cards
provided free to qualified checking account holders.
- Use
at our ATM or thousands of SUM, NYCE, PLUS, Accel/Exchange, and
other ATM network machines.
- NO
Annual fee.
- Select
"Credit" at merchants and no transaction fee
- "Sign and Save/ Pin and Pay" means if you select Credit and sign for your purchases you will not pay any fees. If you select Debit and enter a PIN number you might pay fees.
PAYROLL
DEDUCTION
- Free
service to members
- Convenient
way to transmit funds to your savings or checking accounts, or
to pay for a loan or mortgage
- Available
through most employers
DIRECT
DEPOSIT
- Conveniently
deposit funds, and receive immediate funds availability.
- Employer
pay, social security, tax refunds, pension, disability, etc.
CHECK
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OTHER
SERVICES
- Ten
convenient Service Centers located throughout New England.
- U.S.
Savings Bonds, sold and redeemed
- American
Express Cheques, Free to members with checking accounts.
- Wire
Transfer Services
 
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